BindingWatch Reads the Insurance Binding Window

Field notes

The public board evaluates two different suspension mechanisms: Citizens responds to an NWS watch or warning affecting Florida, while TWIA uses a hurricane crossing the 80°W / 20°N boundary. The evidence page reports a best admissible Citizens setting of θ=0.1 over a 120-hour window, with 0.7 false triggers per season, and says the Texas calculation can run directly from forecast tracks without advisory parsing.