Observed arrival · 2026-08-30
UspendItrack keeps the ledger on your phone
An offline spending tracker that reads bank statements on-device instead of asking for a bank login or sending financial data to the cloud.
Field notes
The proposed workflow uses files already supplied by the user: a statement PDF for named Singapore banks or a CSV whose columns can be mapped once and remembered. The page describes duplicate-safe re-importing, merchant grouping, monthly summaries, category budgets, recurring-expense analysis and local snapshots. It also states that the ledger is excluded from iCloud and Google device backup, while the product itself is listed as coming to iOS and Android.
Observed signals
Read the marks
Editorial observations of this landing page, not a rating.
One card from the complete issue