Observed arrival · 2026-09-03
ReserveGap asks whether a condo can clear the reserve hurdle
A calculator for testing a condominium budget against mortgage reserve requirements, with a separate comparison for Florida’s rule.
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Field notes
The page frames the assessment around four figures drawn from a condo’s current budget and reserve study, with state selection affecting the comparison. Its sample building reports a $60,000-per-year Test 1 gap from figures including $1 million in income, $120,000 in reserves, and a $180,000 study amount. Florida is handled as a separate case because the page says its rule requires the reserve study’s component schedule.
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Editorial observations of this landing page, not a rating.
○OpenPublic substance visible
$PaidCommerce or pricing visible
●ProPolished or operationally mature
◎NicheUnusually specific use
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