Observed arrival · 2026-09-04
myXpns, a ledger with no internet permission
An Android and iOS money-ledger app that reads selected bank SMS alerts and turns them into reviewable transactions on the device.
Field notes
The proposed workflow starts with a user-supplied bank-sender list, then filters incoming SMS before parsing qualifying alerts in memory. A sample HDFC notification becomes a ₹1,249.00 Croma transaction marked for review, with the original message shown beside the proposed entry. The page documents RECEIVE_SMS, POST_NOTIFICATIONS, and USE_BIOMETRIC permissions while explicitly excluding INTERNET. Android and iOS availability are presented as upcoming, so the public site currently describes the product more fully than it exposes the product itself.
Observed signals
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Editorial observations of this landing page, not a rating.
One card from the complete issue