Observed arrival · 2026-09-09
Kharch Log: an India-specific expense tracker that lives in Google Sheets
An Android expense tracker that captures UPI and bank SMS alerts, sends approved transactions to Google Sheets, and supports manual, voice, reporting, and invoice-PDF workflows.
Field notes
The product separates quick capture from durable record-keeping: the phone handles manual, voice, and SMS-derived entries, while Google Sheets serves as the longer-lived ledger. A review inbox prevents ambiguous messages from being written automatically, and the page says the app can distinguish money in from money out. The surrounding site also documents installation, SMS-only usage, Google Sheets comparisons, and the limited Drive scope it says the app uses.
Observed signals
Read the marks
Editorial observations of this landing page, not a rating.
One card from the complete issue