Observed arrival · 2026-09-09
Ottosurance, insurance for robots that wander into trouble
A robotics insurance product that prices coverage for humanoids, warehouse robots, delivery rovers, and home companions.
Field notes
The page organizes its product around five separately priced risk lines rather than one opaque premium: Bystander, Chassis, Watchtower, Second Thought, and Downtime. Its example covers an $85,000 hospitality humanoid at $4,500 per year, including $2 million in commercial general liability and up to $15,000 in business-interruption coverage. Four robot classes receive different typical premiums, from $1,310 for a home companion to $3,144 for a delivery rover.
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Editorial observations of this landing page, not a rating.
One card from the complete issue