Observed arrival · 2026-09-10
Reclaim checks whether total-loss offers are leaving money on the table
A claims-review tool that examines insurer valuation reports for arithmetic errors, stale comparables, undocumented deductions, and missing taxes or fees.
Field notes
Users submit the CCC or Mitchell valuation report supplied by an insurer, after which the service extracts the vehicle and comparable listings and applies arithmetic and rule checks. The listed checks cover undocumented deductions, stale comparables, and missing tax or fees before any AI narration or market-data spend. Reclaim also describes a claim workspace that keeps carrier responses, evidence, and draft next steps together. The site positions the output as an Independent Total-Loss Valuation Review, explicitly not a licensed appraisal or legal advice.
Observed signals
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Editorial observations of this landing page, not a rating.
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