Expenced Keeps a Ledger Without Reading Your Phone

Field notes

The ledger separates ordinary spending from obligations such as rent and EMI, then calculates Available as Income minus Spent minus Committed. Its examples include salary, freelance income, one-time inflows, cash, and UPI, all entered manually rather than imported from a bank or SMS feed. The homepage also describes a Metrics view that compares whether one month became lighter than another, while showing email and password as the account requirements.