Bilnax puts an evidence trail behind expected credit loss

Field notes

The homepage demonstrates a sample IFRS 9 run across 148 exposures, separating performing, increased-risk, credit-impaired, and trade-receivable balances. It identifies a reporting date of 2026-06-30, a model and run ID, and engine version 0.3.0. Beyond the calculation itself, the workspace lists calibration, validation, allowance-movement, reconciliation, transition-planning, and financial-statement workflows. Bilnax states that interactive answers remain in the browser and that users can replace its starting rates with their own experience.