Observed arrival · 2026-09-15
Why So Fraud? — Karan Gandhi’s Case Files on Identity Risk
A focused publication examining fraud patterns, KYC, identity verification, and what changes when AI agents enter lending and payments.
Field notes
The project uses a case-file structure rather than a conventional blog taxonomy: each entry receives a file number, subject label, status, and investigative framing. Its central distinction is between KYC for human applicants and KYA for AI agents appearing in underwriting, servicing, payments, or checkout. The homepage lists one file as active and marks two others as drafts, while identifying the author as Karan Gandhi, Senior Director of Credit Strategy at Best Egg.
Observed signals
Read the marks
Editorial observations of this landing page, not a rating.
One card from the complete issue