Observed arrival · 2026-09-21
USCreditCardRewards and the Calendar Hidden Inside Credit Cards
A structured reference for 162 US rewards cards, tracking earn rates, annual fees, recurring credits, caps, and reset dates.
- For
- US rewards-card users tracking recurring benefits
- Worth noticing
- It records 235 recurring credits, including 60 capped monthly and 69 requiring enrolment.
Field notes
The reference separates advertised earn multipliers from estimated rewards returns, avoiding a single percentage figure for currencies whose value depends on redemption. Its rankings group cards by rewards currency and emphasize credits with corroborated dollar amounts and no large spending requirement. The homepage also flags a practical limitation: calendar-year credits can be plotted by month, but cardmember-year credits cannot because their reset date depends on each cardholder’s anniversary.
Observed signals
Read the marks
Editorial observations of this landing page, not a rating.
One card from the complete issue