Observed arrival · 2026-09-22

RetireTaxGuide — A retirement planner for the tax cliffs

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Editorial interest 86/100 Selection signal · not a rating of the site

A browser-based retirement planner models federal taxes, Roth conversions, ACA subsidies, IRMAA, survivor income, Monte Carlo outcomes, and historical scenarios.

Landing page captured for the 2026-09-22 issue.

For: People planning taxes and withdrawals in retirement
Worth noticing: The planner models widowhood, ACA subsidy loss, IRMAA tiers, and Social Security taxation together.

Field notes

The site organizes retirement decisions around marginal thresholds, including Medicare IRMAA tiers, ACA premium-tax-credit eligibility, capital-gains brackets, and Social Security taxation. Its examples show how the same $92,000 income can produce different federal tax after a filing-status change. The simulation section describes both parametric Monte Carlo and 12-month block-bootstrap sampling from the Shiller record, with seeded runs intended to keep verdicts reproducible.

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✦PrettyNotable craft visible

●ProPolished or operationally mature

◎NicheUnusually specific use

ƒJavaScriptBrowser-side code central

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