Observed arrival · 2026-10-15
A Malaysian Dad’s Ledger for Buying Back Time
A personal finance notebook tracking saving, investing, EPF and taxes, with free calculators aimed at Malaysian readers.
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- Malaysian workers and families planning for retirement
- Worth noticing
- The author logs RM200 monthly contributions and estimates RM232 in monthly after-tax passive income; he also reports stock losses exceeding RM20,000.
Field notes
The ledger pairs a running day count with a stated retirement target and an estimate of monthly after-tax passive income. Its article archive includes practical Malaysian tax and EPF explainers alongside candid accounts of investing errors, including a reported loss of more than RM20,000. The homepage links to calculators for retirement savings, tax and payroll deductions, though their workings are not visible in the supplied extract.
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