Observed arrival · 2026-10-26

My Instincts turns payment alerts into a private spending tracker

myinstincts.app Visit website

Editorial interest 76/100 Selection signal · not a rating of the site

An Android expense tracker that parses bank, UPI, and card notifications on the phone, without SMS permission, bank login, or an account.

Landing page captured for the 2026-10-26 issue.

For: Android users tracking Indian bank and UPI spending
Worth noticing: Transactions can be checked against their source alerts; the site says Android may hide some sensitive bank notifications.

Field notes

The described setup begins with Android notification access, not an SMS inbox or linked bank account. The site says each parsed entry can be checked against its source alert, and that transfers between a user's own accounts do not count as spending. Automatic history begins after installation; older records require a statement import, and some alerts may be hidden from listener apps.

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