Observed arrival · 2026-10-28
consdr: the car calculator that counts the offset account
A free Australian calculator compares the five-year cost of buying the same car with a novated lease, a car loan, or cash.
○Open
⊠Login
$Paid
†Ads
✦Pretty
●Pro
◎Niche
◉Human
⚑Risk
ƒJS
- For
- Australians comparing lease, loan, and cash purchases
- Worth noticing
- It models the car’s effect on a mortgage offset or savings balance, including interest missed and the amount left to borrow for a home.
Field notes
Inputs cover salary, bonus or shares, vehicle type, state, term, running costs, and lease settings, with fields for savings or mortgage-offset assumptions. Results break out items such as GST saved, tax saved, lease balloon, and interest missed, and include an account-balance comparison. The page notes that its defaults are examples, not a quote, and that it excludes living costs and other income or spending.
Observed signals
Read the marks
Editorial observations of this landing page, not a rating.
○OpenPublic substance visible
✦PrettyNotable craft visible
●ProPolished or operationally mature
◎NicheUnusually specific use
One card from the complete issue