Observed arrival · 2026-10-30
A No Surprises Act QPA calculator, with IRS factors attached
A free calculator indexes a qualifying payment amount from a base-year median contracted rate to 2025 or 2026.
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- People indexing No Surprises Act QPAs
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- Its factor table carries IRS-published CPI-U factors to 10 decimal places and names the notices behind them.
Field notes
The calculator takes a base-year median contracted rate and applies a combined CPI-U factor for the chosen service year. Its reference table gives factors for 2019 and 2021–2025, with each factor tied to an IRS notice. The page explains that 2019 is the standard base, while plans or services without sufficient 2019 data may use the first year offered; those alternative base years begin at 2021.
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