Observed arrival · 2026-11-04
WC Audit Exposure Check: a Florida subcontractor payment checker
A free tool for Florida contractors that compares subcontractor payments with state workers’ comp coverage records to flag payments an insurer may count as payroll.
- For
- Florida contractors paying 1099 subcontractors
- Worth noticing
- It distinguishes a missing vendor match from proof of no coverage, and says each result shows the date of the state data used.
Field notes
The page accepts payment exports with date, vendor, and amount fields, then says users can confirm a match against the business name and address on file. It describes weekly loads of Florida Division of Workers’ Compensation records and says each result identifies the data date and whether exemption records were included. The page also notes that an exemption applies only to the named officer, not the subcontractor’s crew.
Observed signals
Read the marks
Editorial observations of this landing page, not a rating.
One card from the complete issue