Observed arrival · 2026-08-24
Larder Gives Every Paycheck a Job
Larder is an iPhone envelope-budgeting app that divides each paycheck into spending, saving, debt, and fixed-cost categories.
Field notes
The budgeting model starts on payday: users assign amounts to envelopes, then watch each category drain against the current pay cycle. The site emphasizes 26 paychecks in a biweekly year, zero bank connections, and an exact-bills calculator that turns a cash allocation into the denominations required for withdrawal. Three calculators are presented without signup or installation, while the iPhone app is described as working offline with an optional Pro tier.
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