Observed arrival · 2026-09-12
The Electronic Refund That Opens on UnionPay
Credibility concern recorded. The source reference remains available for verification and correction.
A domain named Electronic Refund presents a UnionPay-branded page containing an exposed insurance-policy lookup and alarming payment language.
Field notes
The page pairs a UnionPay-style navigation structure with a Chinese insurance-policy display rather than content that clearly matches the electronicrefund.com domain. The visible policy text describes account-theft coverage and lists charges of 2,000 yuan per month, 24,000 yuan per year, or 72,000 yuan over three years. It also claims that deductions could be made from bank cards and third-party financial accounts without renewed password or SMS verification. The extract does not establish whether these details are authentic.
Observed signals
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Editorial observations of this landing page, not a rating.
One card from the complete issue