Observed arrival · 2026-09-13

SepaCheck: a rejection detector for SEPA payment files

checksepa.com Observed source

Editorial interest 84/100 Selection signal · not a rating of the site

A free browser-based validator for pain.001 XML files, checking ISO 20022 structure and selected EPC SEPA rules.

Landing page captured for the 2026-09-13 issue.

Field notes

The validator supports pain.001.001.03 and .09 and caps uploads at 1.5 MB. It also supplies valid and invalid sample files, plus a CSV-to-XML route, so a visitor can test the workflow without having a rejected batch ready. The checks cover structural fields and selected EPC constraints, while bank-specific Implementation Guideline overlays remain outside the free pass.

Observed signals

Read the marks

Editorial observations of this landing page, not a rating.

○OpenPublic substance visible

$PaidCommerce or pricing visible

✦PrettyNotable craft visible

●ProPolished or operationally mature

◎NicheUnusually specific use

ƒJavaScriptBrowser-side code central

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