Observed arrival · 2026-09-24
1099 Math puts freelancer tax decisions on the calculator
A free set of calculators estimates S-Corp breakeven, compares 1099 contract rates with W-2 salaries, and plans quarterly estimated tax payments.
- For
- Freelancers and small-business owners weighing tax and pay decisions
- Worth noticing
- The rate-equivalence calculator factors in employer FICA, health insurance, unpaid time off, and a 401(k) match.
Field notes
The S-Corp comparison sets sole-proprietor self-employment tax against an S-Corp salary-plus-distributions model, with payroll and filing costs included. For contract-rate comparisons, the listed adjustments include employer FICA, health insurance, unpaid time off, and a 401(k) match. The homepage says figures link to IRS publications or state schedules and show their last-checked date; those source details are not present in the extracted text.
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Editorial observations of this landing page, not a rating.
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